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Card & Beyond Inc is a registered Independent Sales Organiziation of Wells Fargo Bank, N.A., Concord, CA. American Express may require separate approval. The Clover name and logo are owned by Clover Network, Inc. a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and many foreign countries. All other trademarks,service marks and trade names referenced in this material are the property of their respective owners.